Keep Your Business Moving.
Protect Your Livelihood.
Whether you're an owner-operator, fleet owner, freight broker, or transportation business, one accident, cargo loss, or unexpected claim can bring operations to a halt. At The Rite Coverage, we help transportation professionals identify risks, close coverage gaps, and secure insurance solutions designed to keep their business moving.
What's covered
Transportation Coverage Solutions
Commercial Auto Liability
Covers bodily injury and property damage you cause to others while operating commercial vehicles — required by the FMCSA.
Physical Damage
Protects your truck and trailer against collision, fire, theft, and other covered perils — keeping your equipment on the road.
Motor Truck Cargo
Covers the freight you're hauling against loss or damage in transit — essential for any carrier moving goods for hire.
Non-Trucking Liability
Provides liability coverage when your truck is used for personal purposes outside of dispatch — filling the gap in your motor carrier's policy.
Trailer Interchange
Covers physical damage to non-owned trailers in your possession under a trailer interchange agreement.
General Liability
Protects your transportation business from third-party bodily injury and property damage claims not covered by your auto policy.
Occupational Accident
Provides medical, disability, and death benefits for owner-operators who are not covered by workers' compensation.
Freight Broker Bonds
The FMCSA-required $75,000 surety bond for licensed freight brokers and freight forwarders.
Commercial Umbrella
Adds an extra layer of liability protection above your primary trucking policies — critical for high-exposure operations.
Who we serve
Designed For
Business Risk Review
Not sure if your current coverage is protecting your business? We'll review your existing policy, identify potential coverage gaps, and help you understand your options — so you can make informed decisions with confidence.
Common questions
Trucking Insurance FAQs
What insurance is required for owner-operators?›
At minimum, the FMCSA requires primary liability coverage — $750K for general freight, up to $5M for hazmat. We ensure you're fully compliant and protected.
Do I need cargo insurance if I'm leased to a carrier?›
The motor carrier's policy may cover cargo in transit, but gaps are common. We review your lease agreement and recommend the right coverage for your situation.
What is a Business Risk Review?›
We review your existing policies, identify coverage gaps, and help you understand your options — so you can make informed decisions with confidence. No pressure, no jargon.
Protect Your Business. Partner You Can Trust.
Get a transportation insurance review from experts who understand the road.
Service That Delivers.