Protect the Moment. Protect the Event.
From private celebrations and community gatherings to festivals, corporate events and vendor operations, The Rite Coverage helps event organizers understand their liability exposures and secure coverage appropriate for the event.
What Are You Planning?
I'm Hosting an Event
Planning a celebration, fundraiser, corporate function or community gathering? Event liability coverage can help address certain risks associated with hosting the event and may help satisfy venue insurance requirements.
- Weddings & Receptions
- Family Reunions
- Birthday & Anniversary Celebrations
- Alumni & Homecoming Events
- Fundraisers
- Corporate Events
- Community Gatherings
- Festivals
- Concerts & Entertainment
- Private Parties
I'm a Vendor or Event Professional
Vendors and event professionals may have their own insurance requirements when participating in festivals, markets, private events and other gatherings.
- Food Vendors
- Mobile Food Operations
- Exhibitors
- Event Planners
- Promoters
- DJs & Entertainment
- Photographers
- Event Service Businesses
Coverage Built Around the Event
Every event is different. Venue requirements, attendance, alcohol, entertainment, vendors and activities can all affect the coverage that may be needed.
General Liability
May help protect against certain third-party bodily injury and property damage claims arising from a covered event.
Liquor Liability
Coverage may be available when alcohol is sold, served or furnished, depending on the event, applicant, carrier and underwriting requirements.
Venue Requirements
Event coverage may be structured to help satisfy certain insurance requirements established by a venue, property owner or event partner.
Additional Insured
A venue, property owner or other organization may request additional insured status when appropriate and available under the policy.
Certificates of Insurance
A Certificate of Insurance can provide evidence of coverage to a venue or other interested party when required.
Vendors & Exhibitors
Separate or specialized coverage may be appropriate for vendors, exhibitors, food operations and other businesses participating in an event.
Coverage for the Events That Bring People Together
Weddings & Receptions
Private celebrations and formal receptions
Family Reunions
Multi-generational gatherings
Birthday & Anniversary Events
Milestone celebrations
Alumni & Homecoming Events
School and community reunions
Nonprofit & Community Events
Fundraisers and community gatherings
Corporate Functions
Business events and company gatherings
Festivals & Markets
Outdoor events and vendor markets
Concerts & Live Entertainment
Performances and entertainment events
Vendor Expos
Trade shows and exhibitor events
Private Parties
Social gatherings and private events
Does Your Venue Require Insurance?
Many venues require event organizers to carry liability insurance and provide a Certificate of Insurance before the event.
The venue may also request:
- Specific liability limits
- Additional insured status
- Specific policy wording
- A Certificate of Insurance
- Evidence of liquor liability when applicable
- Other insurance requirements
Already Have the Venue Requirements?
Send them to The Rite Coverage. Reviewing the venue's requirements first can help us understand what coverage and documentation may be needed.
Getting Started Is Simple
Tell Us About the Event
Date, location, event type and expected attendance.
Tell Us What's Happening
Food, alcohol, entertainment, vendors, activities and other event details.
Send the Venue Requirements
If the venue provided insurance requirements, send them with your request.
Review Your Coverage Options
The Rite Coverage will help you understand available coverage options and the next steps.
Think Beyond the Policy
Special Event Risk Matters
Insurance is one part of protecting an event. Crowd size, alcohol, vendors, food service, entertainment, weather, venue requirements and other factors can all affect an event's risk profile.
Venue & Property
Understand the venue's rules, insurance requirements and responsibilities before the event.
Vendors
Confirm whether participating vendors carry their own insurance and whether Certificates of Insurance are required.
Alcohol
Alcohol service can create additional liability exposures and may require separate coverage.
Food Service
Food vendors and caterers may create additional operational and liability considerations.
Crowd & Activity
Attendance, entertainment and planned activities can affect the overall risk of an event.
Certificates & Contracts
Review insurance requirements before signing contracts or waiting until the last minute to request coverage.
Event Coverage Request
Tell Us About Your Event
Give us a few details about what you're planning. The Rite Coverage will review the information and follow up regarding available coverage options.
The Rite Coverage
Phone
(919) 443-9204Location
Greensboro, NC
Serving clients throughout North Carolina
The Rite Coverage will review your event details and follow up regarding available coverage options.
Coverage availability, eligibility, limits, pricing and underwriting requirements vary by event, applicant and insurance carrier. Submission of an inquiry or application does not bind insurance coverage. Coverage is effective only when confirmed by the appropriate insurer or authorized representative.
Make the Memories. Manage the Risk.
You plan the event. Let The Rite Coverage help you understand the insurance requirements behind it.