Small business owner working

24/7 SMALL BUSINESS QUOTING

Business Insurance. On Your Schedule.

Running a business doesn't always happen between 9 and 5. The Rite Coverage gives eligible small businesses a convenient way to start an insurance quote online anytime.

Explore available General Liability, Business Owners Policy and Professional Liability options based on your business and coverage needs.

(919) 443-9204Online quoting powered by Coterie Insurance.

Small Business Coverage Options

Depending on your business type, location, operations and eligibility, several online coverage options may be available.

General Liability

General Liability insurance can help protect an eligible business against certain third-party claims involving bodily injury, property damage and other covered liability exposures.

START A GL QUOTE

Business Owners Policy (BOP)

A Business Owners Policy can combine certain property and liability coverages into one policy for eligible small businesses.

EXPLORE BOP COVERAGE

Professional Liability

Professional Liability coverage may help protect eligible businesses against certain claims involving professional services, errors, omissions or alleged negligence.

EXPLORE PROFESSIONAL LIABILITY

Additional coverage options may be available for eligible businesses depending on business class, operations, state, underwriting and carrier requirements.

Built for Small Business

The online quoting experience is designed for many types of small businesses looking for a straightforward way to begin the insurance process.

Contractors & Trades
Professional Services
Retail Businesses
Restaurants & Food Service
Salons & Personal Services
Consultants & Freelancers
Event Professionals
Home-Based Businesses
Cleaning & Maintenance
Fitness & Wellness
Technology Businesses
Other Small Businesses

Get Started in Four Steps

01

Tell Us About Your Business

Enter basic information about your business and operations.

02

Explore Available Coverage

The online quoting platform evaluates available options based on the information provided.

03

Review Your Quote

Review available coverage, limits and pricing before making a purchase decision.

04

Complete Your Purchase

When eligible and ready to proceed, complete the transaction through the secure online quoting experience.

Have questions at any point? The Rite Coverage is available at (919) 443-9204.

A Quick Quote Isn't Always the Whole Story

General Liability or a Business Owners Policy may be an important part of your insurance program, but your business could have additional exposures involving employees, vehicles, equipment, property, contracts, cyber risks, professional services, alcohol, or other operations.

If you're unsure what coverage your business needs, start with a Business Risk Review instead.

Specialty Path

Contractors & Trades

Contractors often need General Liability coverage to meet customer, landlord, licensing or contractual requirements. Eligible contractors can begin a General Liability quote online anytime.

Some contractors may need both insurance and surety bonds depending on licensing, permits, contracts and project requirements.

Online Convenience. Personal Guidance.

Technology makes it easier to start a quote. It doesn't replace the value of understanding your risks.

The Rite Coverage combines convenient digital access with direct professional support when you need it.

Coverage availability, eligibility, pricing, policy terms and underwriting requirements vary by business, state, insurer and coverage selected. Starting or completing an online quote does not guarantee eligibility or coverage. Insurance coverage is effective only when properly bound and confirmed by the issuing insurer or authorized representative.

Online quoting technology powered by Coterie Insurance. The Rite Coverage remains your agency contact for questions and assistance.

Ready When You Are.

Start your small business insurance quote online anytime — or talk with The Rite Coverage if you'd rather review your business risks first.